:root{--navy:#0f2a43;--navy2:#17395a;--ink:#16212e;--muted:#4b5b6b;--bg:#f6f8fb;--card:#fff;--line:#dbe3ec;--accent:#ffb703;--accent-ink:#3a2a00;--blue:#0b5fff;--ok:#0a7a3d;--bad:#b3261e;--r:12px}*{box-sizing:border-box}html{scroll-behavior:smooth}body{color:var(--ink);background:var(--bg);margin:0;font:17px/1.65 system-ui,-apple-system,Segoe UI,Roboto,sans-serif}a{color:var(--blue)}h1,h2,h3{color:var(--navy);line-height:1.2}h1{margin:.2em 0;font-size:clamp(2rem,5vw,3.1rem)}h2{font-size:clamp(1.5rem,3.4vw,2.1rem)}.wrap{max-width:1040px;margin:0 auto;padding:0 20px}.narrow{max-width:760px}.skip{position:absolute;left:-999px}.skip:focus{z-index:99;background:#fff;padding:8px;top:8px;left:8px}:focus-visible{outline:3px solid var(--blue);outline-offset:2px}header.top{background:var(--navy);color:#fff;z-index:20;position:sticky;top:0}header.top .wrap{flex-wrap:wrap;align-items:center;gap:16px;min-height:60px;display:flex}.brand{color:#fff;letter-spacing:.2px;font-weight:800;text-decoration:none}nav.main{flex-wrap:wrap;gap:6px;margin-left:auto;display:flex}nav.main a,nav.main button{color:#dce8f5;font:inherit;cursor:pointer;background:0 0;border:0;border-radius:8px;padding:8px 12px;text-decoration:none}nav.main a:hover,nav.main a.active,nav.main button:hover{background:var(--navy2);color:#fff}.btn{background:var(--accent);color:var(--accent-ink);cursor:pointer;border:0;border-radius:10px;min-height:48px;padding:14px 22px;font-size:1rem;font-weight:700;text-decoration:none;display:inline-block}.btn:hover{filter:brightness(.95)}.btn.sec{color:var(--navy);border:2px solid var(--navy);background:#fff}.btn.sm{min-height:40px;padding:8px 14px}.btn:disabled{opacity:.6;cursor:not-allowed}.hero{background:linear-gradient(160deg,var(--navy),#1f4d7a);color:#fff;padding:56px 0 64px}.hero h1{color:#fff}.hero p.lead{color:#dce8f5;max-width:680px;font-size:1.2rem}.hero .row{flex-wrap:wrap;gap:12px;margin-top:22px;display:flex}.pill{background:#fff2;border:1px solid #fff4;border-radius:99px;padding:4px 12px;font-size:.85rem;display:inline-block}section.s{padding:48px 0}.alt{border-block:1px solid var(--line);background:#fff}.grid{gap:16px;display:grid}.g3{grid-template-columns:repeat(auto-fit,minmax(250px,1fr))}.g2{grid-template-columns:repeat(auto-fit,minmax(300px,1fr))}.card{background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:20px}.card h3{margin-top:0}.price{color:var(--navy);font-size:3rem;font-weight:800}.muted{color:var(--muted)}.small{font-size:.9rem}.notice{background:#fff8e1;border:1px solid #f0d98c;border-radius:10px;padding:12px 16px;font-size:.95rem}.err{color:var(--bad);font-weight:600}.okmsg{color:var(--ok);font-weight:600}label{margin:12px 0 4px;font-weight:600;display:block}input[type=text],input[type=email],input[type=number],input[type=url],select,textarea{width:100%;font:inherit;background:#fff;border:1px solid #9fb0c3;border-radius:8px;min-height:46px;padding:12px}.chk{align-items:flex-start;gap:10px;font-weight:400;display:flex}.chk input{width:20px;height:20px;margin-top:6px}details{border:1px solid var(--line);background:#fff;border-radius:10px;margin:8px 0;padding:12px 16px}summary{cursor:pointer;font-weight:700}footer{background:var(--navy);color:#c5d4e4;margin-top:40px;padding:36px 0;font-size:.92rem}footer a{color:#fff}.tag{color:#174ea6;background:#e8f0fe;border-radius:6px;margin-right:6px;padding:2px 8px;font-size:.78rem;font-weight:700;display:inline-block}.tag.gratis{color:#0a5a2e;background:#e3f6ea}.tag.pago{color:#8a1c14;background:#fde8e6}.md h2{margin-top:1.6em}.md h3{margin-top:1.3em}.md blockquote{border-left:4px solid var(--accent);background:#fff8e1;margin:1em 0;padding:10px 16px}.md table{border-collapse:collapse;width:100%;display:block;overflow-x:auto}.md th,.md td{border:1px solid var(--line);text-align:left;padding:8px 10px}.md th{background:#eef3f9}.layout{grid-template-columns:260px 1fr;gap:24px;padding:28px 0;display:grid}@media (width<=820px){.layout{grid-template-columns:1fr}}.side a{color:var(--ink);border-radius:8px;padding:8px 10px;text-decoration:none;display:block}.side a.active,.side a:hover{background:#e8f0fe}.bar{background:#e3eaf2;border-radius:99px;height:10px;overflow:hidden}.bar i{background:var(--ok);height:100%;display:block}.res{justify-content:space-between;align-items:flex-start;gap:12px;display:flex}table.t{border-collapse:collapse;width:100%;font-size:.92rem;display:block;overflow-x:auto}.t th,.t td{border-bottom:1px solid var(--line);text-align:left;white-space:nowrap;padding:8px}.calc-out{background:#eef6ff;border:1px solid #b9d4f6;border-radius:10px;padding:16px}.calc-out b.neg{color:var(--bad)}.calc-out b.pos{color:var(--ok)}.est{border-left:4px solid #f0b400;padding-left:10px}.conf{border-left:4px solid #1a73e8;padding-left:10px}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}}@media (width<=640px){header.top{position:static}}.h3{margin:1em 0 .5em;font-size:1.17rem;line-height:1.25}.card h2.h3{margin-top:0}